Why don’t you just set up an Account for your IRA budget, with an accompanying Goal Envelope to keep its balance from appearing in Unallocated? You could track your yearly inputs, then (since it isn’t your full IRA balance) just reset them both to $0 at the end of the year. I agree it’s still a big workaround, but I also think Goodbudget’s goal is more to help people get back to a healthy place with money vs. tracking investments and so on. Sounds like you might be ready to add an app that’s designed for more complex accounting.
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