This is probably a dumb question and a dumb explanation as to how I got here but here goes…
First I’ll say that I feel like I’ve reached a milestone in my life. My husband and I actually have a his/mine/ours set up for banking and bill pay. He used to be a truck driver and it was the safest way to bank while he was on the road and we’ve just never changed it. We still do well with savings for each and it works for us so why change? Having said that, the one thing I could never do was to get to a point to where I could fill all my envelopes at the beginning of the month before the bills come in. Now after tons of due diligence, I can do that. I have most of my stuff set-up and ready to go for starting Goodbudget on Nov 1st. Sounds weird but I can’t deal with the middle of the month as a start date. I think this will work best and I will stop using that account on the 25th to make sure everything is paid and cleared at the bank.
Couple of questions:
- Do I need to wait until I actually pay the bill to set-up the “schedule this” option?
- How does the “reminder work”? Is it an email or is there a calendar to double check?
- I haven’t added any account or income so I can do that with a fresh clean beginning balance on the1st, then that’s when I will “fill my envelopes”. When the income starts coming in for next month will the GB auto-fill my envelopes or do I do it manually?
Sorry, all of this seems dumb but I want a clean start.