Removing Fills For Paid Off Debt

1

I paid off two debts recently and forgot to adjust my fills in time so the envelopes are showing a surplus. I have four questions:

  1. It seems I can handle the surplus by simply transferring the money out of the debt envelopes into “Available” and then distributing elsewhere. Correct?
  2. Should I just adjust the fill moving forward instead of messing with the previous fills?
  3. What do I do with the two debt accounts?
  4. What do I do with the two debt envelopes?

Thank you.

2

1–Yep, you can always move money out of overfilled envelopes to Available or to any other envelope where you need a bit more.
2–Yep, adjust the future fills. There’s no benefit to adjusting the posted ones, although it won’t hurt anything if you do. Just change the filled amount to 0 since you don’t need any money in those envelopes now, and then you won’t need to do any transfers. (You won’t be able to Set to 0 retroactively)
3–You can delete the unused accounts and envelopes now if you want to; the transactions will remain but will have the name if the old envelope/account struck through in your ledger. Otherwise they’ll just sit on your books unused, not hurting anything. (Be sure to change your budget to 0 for those envelopes too)

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