I found the option to make the payment on my credit card a transfer when it came in to be confirmed. There is a drop down menu that said something like, income, transfer, expense. I’m not. Great at this, but that was easy.
Then, I got a transaction where the predicated payment wanted an envelope. Since I already made it a transfer and it was accounted for, I deleted that per instructions from this forum and it all worked out,
I’m determined to understand how this all works and make it work for me.
That said, it can be frustrating! I’m not a fan of learning curves.