Having trouble understanding this specific "forecast"


For context:

This is my “Eating Out” budget—set to $700 a month, although currently only filled with $200. There’s literally only one transaction this month so far for only $7.02.

Can someone help me understand why/how I am “behind by 326.37”?? :zany_face:

Goodbudget looks at the amount you expect to spend and spreads it evenly over the month. With a $700 budget, you shouldn’t be spending more than $22.58/day. Since today is the 8th, you could have spent $180, leaving $520 in your envelope.
However, you didn’t fill your envelope all the way up on the first, so you only have $192.98 in there now. The difference between what you should have and what you do have equals the amount you’re behind.
Adding more money to your envelope will bring you closer to your goal, but you’ll also be ok (i.e. your envelope will end the month at $0) if you stop spending for 15 days, don’t add more, and only spend $22.50/day from then on.

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